Overview

Knowing the Projected Balance for your various accounts is an important part of managing your finances, and that's where the Projected Cash Flow feature comes in! A key component of Projected Balances is your Recurring Reminders, so it's important to make sure that your Recurring Series' are complete to the best of your ability to ensure accurate projections. To learn more on this, please see our Support Article here!

Using Projected Cash Flow

The Projected Cash Flow chart is available for each of your banking accounts. The chart is based on your Bill, Subscription, and Income Reminders for that account, as well as expected Refunds and future-dated transactions. You can customize the view to see different time ranges, so you'll always know what's coming up and what your Projected Balance will be. You can even collapse this section if you don't want to see it!

Below the chart, you'll see a list of your upcoming Recurring Reminders, expected Refunds, and future-dated transactions in a carousel format. These are displayed using the same time range that's selected for the Projected Cash Flow chart. You can manage your upcoming items, such as editing or deleting them, directly from the carousel by selecting the three dots to the upper right of the Reminder.

In the Projected Cash Flow chart, you can hover over any of the dots displayed to see your Reminders for that day, as well as your Projected Balance for that day.

  • Green dots show Income Reminders.

  • Blue dots show Bill and Subscription Reminders, as well as future-dated transactions.

  • Orange dots show expected Refunds.

You can even click on any of the dots displayed in the chart to scroll the carousel to the selected day, making it super easy to manage your upcoming items directly from your accounts!


Frequently Asked Questions

Learn the answers to frequently asked questions for this topic!

Does the Projected Cash Flow include Planned Spending items?

At this time, the Projected Cash Flow only accounts for Recurring Bill, Subscription, and Income Reminders, as well as future-dated transactions and expected Refunds; it does not include Planned Spending Items from the Spending Plan.

Does the Projected Cash Flow include Savings Goals?

At this time, the Projected Cash Flow only accounts for Recurring Bill, Subscription, and Income Reminders, as well as future-dated transactions and expected Refunds; it does not include Savings Goals.

How are Recurring Credit Card Payments handled in the Projected Cash Flow?

Simplifi considers a Credit Card Payment to be neither an income nor an expense and instead treats these as 'Transfers' since you're just moving money from one account to another. When it comes to Recurring Credit Card Payments, if you use the Category of "Credit Card Payment" or the Category of just "Transfer" for the Recurring Series, you'll see the Reminders displayed in the Projected Cash Flow of the payment account only.

However, if you use a Linked Transfer for the Recurring Series by selecting the receiving account for the Category, you'll see the Reminders displayed in the Projected Cash Flow of both the payment account and the receiving account. Learn more about using Transfers here!

Can I view the Projected Cash Flow for all of my accounts together?

Absolutely! In the Upcoming section, you'll see a Cash Flow tab. The Projected Cash Flow chart that's located here will allow you to view all of your accounts in one chart, or customize which accounts you'd like to view. Find out more here!

What do the colored icons for Reminders mean?

The colored icons for Reminders, as well as the dots displayed in the Projected Cash Flow graph are blue for Bills and Subscriptions, green for Income, and orange for Refunds. See more details here!


To learn about Projected Cash Flow on the Simplifi Mobile App, please click here!

Did this answer your question?