Overview

Simplifi is designed to do most of the work for you, but there may be a time when you need to create or edit a transaction manually. The Simplifi Mobile App makes managing your transactions easy!

Managing Transactions

Although you can manage your transactions from multiple areas of the Simplifi Mobile App, the best way to locate and manage your transactions, as well as add a new transaction, is by navigating to the account directly from the Accounts section, or by locating the transaction from the All Transactions page.

Add a Transaction

When manually adding a transaction to Simplifi, the status of the transaction will automatically default to Pending if it's in a connected account and Cleared if it's in a manual account.

  1. Click the Menu icon (the three lines in the upper left corner).

  2. Select Accounts.

  3. Select the account you'd like to add a transaction to.

  4. Click the blue plus (+) button in the bottom right.

  5. You will be presented with a screen to input the amount of the transaction; the amount will be displayed as a negative number by default, however, clicking the plus (+) sign in the lower left will allow you to change it to a positive number. Click Done when finished.

  6. Enter in the Date, Payee, Category, and any other information you'd like included with the transaction, such as a Tag, Note, or Attachment. You also have the options to Ignore from Reports, Ignore from Spending Plan, mark the transaction as Reviewed, as well as add a Flag.

  7. Click Save when done.

Note: If a transaction is manually entered into a connected account, Simplifi will automatically match the transaction to the downloaded transaction as long as the information is the same.

Edit a Transaction

  1. Click the Menu icon (the three lines in the upper left corner).

  2. Select Accounts.

  3. Select the account that has the transaction you'd like to edit.

  4. Locate the transaction you'd like to edit and click on it.

  5. Make the necessary changes and click Save when done.

Delete a Transaction

We recommend reviewing your transactions before deleting, as they will NOT re-download once deleted; the transaction will have to be manually entered instead.

  1. Click the Menu icon (the three lines in the upper left corner).

  2. Select Accounts.

  3. Select the account that has the transaction you'd like to delete.

  4. Locate the transaction you'd like to delete and click on it.

  5. Select Delete Transaction from the very bottom.

  6. Click Delete to confirm.

Split a Transaction

Splitting a transaction allows you to assign multiple Categories and/or Tags to a single transaction.

  1. Click the Menu icon (the three lines in the upper left corner).

  2. Select Accounts.

  3. Select the account that has the transaction you'd like to split.

  4. Locate the transaction you'd like to split and click on it.

  5. Click the Split toggle to the upper right of the Category field to enable splits.

  6. The transaction will expand with a default of two split lines; click the blue (+) Add Split button to add as many lines as needed.

  7. Enter the Amount you'd like to use for the first portion of the split and then enter the Category and/or Tag for this same portion.

  8. Repeat this step for every split line you'd like to create for the transaction; Simplifi should automatically adjust the amount of the next line to stay in sync with the total amount of the transaction.

  9. Click Save when done.

Attach a Receipt to a Transaction

Have you ever needed a receipt to return something or for a warranty claim and then can't find it? Well, now you can snap a photo of that receipt and attach it to your transaction for safe and easy keeping! So say goodbye to that paper clutter.

  1. Click the Menu icon (the three lines in the upper left corner).

  2. Select Accounts.

  3. Select the account that has the transaction you'd like to attach a receipt to.

  4. Locate the transaction that you'd like to attach a receipt to and click on it.

  5. Select Add Attachments.

  6. Locate the receipt on your device or take a picture using the Camera option.

  7. Click Save in the upper right corner when done.

As long as the transaction with the attached receipt remains in your Simplifi account, Simplifi will keep the attachment indefinitely.


Frequently Asked Questions

Learn the answers to frequently asked questions for this topic!

Does Simplifi download pending transactions?

With the exception of a few financial institutions, Simplifi will download pending transactions within 4-6 hours of appearing on your bank's website. Find out more here!

What differences are there for manual transactions?

While manually entering your transactions is definitely an option in Simplifi, there are a few things that won't apply to manual transactions, such as Transaction Rules and the ability to link the transaction to a Refund. Our Support Article here has more info!

How do I track pre-deposit paycheck deductions?

The best way to track pre-deposit paycheck deductions is to split the transaction and enter the amount used for each individual deduction. Please be sure to take a look at the instructions here for more details!

How do I categorize a transfer from a Checking to an Investment account?

Until Simplifi offers the ability to perform transfers to/from Investment accounts, the best way to categorize these transactions currently is to use the Category of just "Transfer." Doing so will keep the transactions neutral and not count them as income or an expense. Take a look at our Support Article here for more details!

What is the 'Reviewed' option used for?

On the Simplifi Web App, you'll see a 'Reviewed' column, however, the Mobile App will have a 'Reviewed' option available when viewing an individual transaction. This option can be used for any number of reasons -- it's totally up to you! For suggested uses, we have a Support Article available here you can check out.


To learn about Managing Transactions on the Simplifi Web App, please click here!

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