While Simplifi and Quicken offer similar abilities, such as the ability to automatically download and categorize transactions, as well as the ability to create Recurring Bill Reminders, there are some critical differences.

The most notable difference between the two is that Simplifi is entirely web-based, meaning there isn’t a desktop application that needs to be installed. Instead, you can access Simplifi through any supported web browser or download the Simplifi Mobile App to use on your mobile device. As long as you have access to the internet, you'll have access to Simplifi!

Below, you'll find more examples of how Simplifi differs from Quicken:

  • Simplifi only offers one connection method, similar to what Quicken refers to as Quicken Connect.

    • Quicken offers multiple connection methods, such as Express Web Connect (Quicken Connect), Direct Connect, and Web Connect.

  • Simplifi offers a different approach to budgeting. Simplifi creates a Spending Plan automatically based on the Recurring Income, Bills, and Subscriptions you've set up, leaving the money that's leftover as available to budget or save for other items, or to spend as desired. Simplifi also only allows budgeting one month into the future at this time.

    • Quicken offers a traditional category-based budgeting system where you set amounts for spending in each category. In addition to being highly customizable, Quicken's Budget allows you to set different values for each month, rollover leftover money, and more.

  • While you can connect to your various Billers and receive updated due dates and amounts, Simplifi does not offer a Bill Pay service of any kind.

    • Quicken not only uses your bank’s Bill Pay option, but Quicken's Bill Manager also offers Quick Pay and Check Pay services.

  • Simplifi does not offer any tax planning abilities outside of tracking tax-related spending and income transactions.

    • Quicken offers detailed tracking of taxable and tax-deferred accounts, exporting abilities to tax-related software, and more.

  • Simplifi does not currently offer the ability to download investment transactions, however, this ability is coming in the near future.

    • Quicken users can download and manage their individual investment transactions, including performing transfers to and from investment accounts.

  • Simplifi does not offer any business or rental property tracking abilities.

    • With Quicken Home, Business & Rental Property, you can track your rental property income and expenses, create invoices for your business, and much more.

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